Age Calculator
Calculate exact chronological age in years, months, and days, plus total days lived and a live countdown to your next birthday.
EMI Calculator
Visual ChartCalculate monthly loan EMI, total interest payable, and total payment with an interactive visual breakdown and zero-interest loan support.
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How to Use EMI Calculator
- 1Enter the Principal Loan Amount, Annual Interest Rate (%), and Loan Tenure (in Months or Years).
- 2Adjust the sliders or numeric inputs to see instant recalculations.
- 3Inspect your Monthly EMI, Total Interest Payable, and Total Payment (Principal + Interest).
- 4Review the visual donut chart and percentage bar comparing Principal vs. Total Interest.
Key Features & Privacy
- ✦Uses the standard amortizing loan formula: `EMI = P × r × (1 + r)^n / ((1 + r)^n - 1)`.
- ✦Explicit zero-interest (`0%` APR) handling where `EMI = P / n` without division-by-zero errors.
- ✦Supports Tenure input in either Years or Months with instant toggle.
- ✦Interactive visual Principal vs. Interest proportion bar and yearly amortization summary.
Frequently Asked Questions
What happens if I enter 0% as the Annual Interest Rate?
When the interest rate is 0%, the standard compound formula divides by zero. Our calculator automatically switches to zero-interest linear division (`Principal ÷ Total Months`) with ₹0 interest.
What formula is used for interest-bearing loans?
It uses the standard reducing-balance amortization formula where monthly rate `r = (Annual Rate / 12) / 100` and `n` is the number of monthly installments.
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